Are you looking for life insurance but feeling overwhelmed by the number of choices available? Purchasing life insurance doesn’t have to be stressful or complicated. In fact, shopping around and consulting an independent life insurance agent can simplify the process significantly! With so many different providers out there, it can be difficult, as per William Schantz, to know where to begin — that’s why getting personalized advice from a knowledgeable professional is one of the best ways to make sure your coverage meets your needs.
William Schantz On Buying From An Independent Life Insurance Agent
According to William Schantz, buying from an independent life insurance agent provides the customer with access to a wide range of policy options and allows them to compare different policies from multiple carriers. An independent agent is not tied down to promoting one specific carrier, so they can provide unbiased advice and quotes that are tailored to the needs of their customer. The process for buying through an independent agent is as follows:
The first step is for the customer to speak with their agent about their current situation, budget, lifestyle, and goals in order to determine what type of life insurance will best meet their needs. The next step is for the customer to discuss payment options with the agent since there are differences between paying monthly or annually. Once these details have been finalized, the customer will receive a range of quotes from several insurance carriers that meet their criteria.
The customer can then review each of the policies and compare them side-by-side to find the one that is best for them. The independent agent can provide information about how each policy works and explain which features may be necessary based on their needs. They can also answer any questions the customer has before they make a decision.
Once they are ready to purchase, customers can purchase their policy directly through the agent or online with the carrier’s website. Once payment is made, the customer will receive an insurance certificate with all details regarding coverage and exclusions, says William Schantz. Finally, it is important for customers to stay in contact with their independent life insurance agent in order to make sure their policy remains up-to-date with changes to the law or their personal life.
Buying life insurance through an independent agent gives customers access to the best possible options, advice, and support throughout the process. With so many policies available, this type of service can be invaluable in helping customers find the right coverage for their needs and budget.
William Schantz’s Concluding Thoughts
According to William Schantz, there are many benefits to working with an independent life insurance agent. By taking the time to search for and purchase life insurance through an independent agent, you can be sure that you are getting the best possible coverage at the most affordable rate. Independent agents have access to a wide range of life insurance products from different companies, so they can find the perfect fit for your individual needs. In addition, independent agents are knowledgeable about the industry and can provide valuable guidance throughout the purchasing process. If you are considering buying life insurance, be sure to work with an experienced independent agent to get the best coverage for your needs.